Immigration & Settlement Insurance
Specialized medical insurance for permanent residency and settlement visa applicants. Ensure your transition to a new country is smooth and compliant with immigration health requirements.
Why Insurance is Mandatory
Immigration authorities require new settlers to have medical coverage for the initial period of their arrival. This ensures that new residents are not dependent on the public health system before they contribute through taxes or fulfill residency waiting periods (like OHIP in Canada).
Advisor Insight
"Embassies strictly verify travel insurance policies. A missing or non-compliant policy is one of the most common reasons for instant visa refusal."
Risk of Rejection
Without proper embassy-specific insurance, your application will likely be rejected immediately.
Embassy Compliant
Our policies are pre-approved and guaranteed to be accepted by all major international embassies.
Embassy Reqs
- Large coverage limits (often $50,000 to $100,000+)
- Mandatory accidental and emergency medical protection
- Repatriation and emergency evacuation cover
- Accepted by IRCC (Canada), Home Office (UK), and DHA (Australia)
Policy Essentials
Validity Protocols:
- Must cover the first 3 to 6 months of arrival
- Should ideally be a 'Waiting Period' policy for PR holders
- Must be active as soon as you land at the destination airport
Refusal Risks
- Low coverage limits not meeting PR standards
- Policy excluding pre-existing conditions (where required to be included)
- Missing repatriation coverage which is a core PR visa requirement
Expert Recommendation
Based on 2026 embassy success metrics, we highly recommend this coverage level to minimize rejection risk.
GENERATE POLICY QUOTEKey Inquiries (FAQs)
?Is this required for Canada PR landing?
Yes, while Canada provides public healthcare, most provinces have a 3-month waiting period for new immigrants. Private insurance is highly recommended and often requested during the landing process.