Work Permit & Employment Insurance

Essential medical and accident coverage for individuals traveling abroad for employment. Our work permit insurance plans meet the specific mandatory health benchmarks required by labor departments and embassies.

Why Insurance is Mandatory

Most countries require foreign workers to have private health insurance that covers them from their day of arrival until their employer-sponsored health insurance becomes active. It is a critical component of the work visa file and protects the employee against high medical costs in a new country.

Advisor Insight

"Embassies strictly verify travel insurance policies. A missing or non-compliant policy is one of the most common reasons for instant visa refusal."

Risk of Rejection

Without proper embassy-specific insurance, your application will likely be rejected immediately.

Embassy Compliant

Our policies are pre-approved and guaranteed to be accepted by all major international embassies.

Embassy Reqs

  • Minimum medical coverage as per destination country labor laws
  • Includes accidental death and disability benefits
  • Repatriation of remains in case of emergency
  • Coverage for the initial 3 to 6 months of employment

Policy Essentials

Min. Medical Coverage
$30,000 to $50,000 USD

Validity Protocols:

  • Policy must start on the expected date of entry into the destination country
  • Must be valid for the duration specified by the embassy (usually 90-180 days initial cover)
  • Policy must be accepted by the VFS or Embassy at the time of submission

Refusal Risks

  • Insufficient accidental death benefit amount
  • Policy not specifically mentioning employment/work category
  • Validity period shorter than the initial visa grant duration

Expert Recommendation

Best Approval Rate
Extended Employment Protection

Based on 2026 embassy success metrics, we highly recommend this coverage level to minimize rejection risk.

GENERATE POLICY QUOTE

Key Inquiries (FAQs)

?Do I need this if my employer provides insurance?

Yes, you typically need travel insurance for the 'gap' period—the time from your arrival until your local employer-provided insurance is officially processed and active.

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